SoFi Checking and Savings

Direct Deposit Bonus: set up your first eligible direct deposit of $1+ on or before 12/31/2026. Total eligible direct deposits received over the next 25 calendar days determines the bonus — $50 for $1,000–$4,999.99, $400 for $5,000+. Bonus paid within 7 business days of completing requirements. (Current promotion verified on sofi.com.)

• Eligible direct deposit = recurring ACH of regular income (payroll, pension, government benefits)
• Total must be received within 25 calendar days of first qualifying deposit
• Bonus paid to the SoFi Checking account

New and existing members who have never set up direct deposit with SoFi. One bonus per member. Excludes P2P transfers (Zelle, PayPal, Venmo), bank ACH transfers, wires, and tax refunds.

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